:root{--bg:#fbfaf7;--surface:#fff;--surface-2:#f2f0ea;--text:#1c1f1d;--muted:#5b625e;--border:#e2ded4;--brand:#146c43;--brand-ink:#0d4a2e;--brand-soft:#e3f1e8;--accent:#b45309;--warn-soft:#fff4e0;--radius:12px;--shadow:0 1px 2px #0000000a, 0 4px 16px #0000000d;--font:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--serif:"Source Serif 4", Georgia, serif;color-scheme:light}@media (prefers-color-scheme:dark){:root{--bg:#121513;--surface:#1a1e1b;--surface-2:#222723;--text:#e8ebe8;--muted:#a3aba6;--border:#2f3531;--brand:#4cc38a;--brand-ink:#8fe0b6;--brand-soft:#1d3327;--accent:#f0a04b;--warn-soft:#2f2616;--shadow:none;color-scheme:dark}}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--text);font:17px/1.65 var(--font);margin:0}img{max-width:100%;height:auto}a{color:var(--brand);text-underline-offset:2px}a:hover{color:var(--brand-ink)}h1,h2,h3{letter-spacing:-.01em;line-height:1.25}h1{margin:.2em 0 .4em;font-size:clamp(1.8rem,4vw,2.5rem)}h2{margin:2em 0 .6em;font-size:1.5rem}h3{margin:1.6em 0 .4em;font-size:1.15rem}p,ul,ol{margin:0 0 1em}li{margin-bottom:.35em}table{border-collapse:collapse;width:100%;margin:1em 0 1.5em;font-size:.95rem}th,td{text-align:left;border-bottom:1px solid var(--border);vertical-align:top;padding:.55em .7em}th{background:var(--surface-2);font-weight:600}.table-wrap{overflow-x:auto}code{background:var(--surface-2);border-radius:4px;padding:.1em .35em;font-size:.9em}.container{max-width:1080px;margin:0 auto;padding:0 16px}.prose{max-width:740px}.site-header{background:var(--surface);border-bottom:1px solid var(--border);z-index:10;position:sticky;top:0}.site-header .container{justify-content:space-between;align-items:center;gap:16px;height:60px;display:flex}.logo{color:var(--text);align-items:center;gap:8px;font-size:1.2rem;font-weight:800;text-decoration:none;display:flex}.logo .wordmark{color:var(--text)}.logo .wordmark span{color:var(--brand)}.nav{gap:20px;display:flex}.nav a{color:var(--text);font-size:.95rem;font-weight:500;text-decoration:none}.nav a:hover{color:var(--brand)}@media (width<=560px){.site-header .container{flex-wrap:wrap;row-gap:4px;height:auto;padding-top:10px;padding-bottom:8px}.nav{justify-content:space-between;gap:8px;width:100%}.nav a{font-size:.9rem}}.site-footer{background:var(--surface);border-top:1px solid var(--border);color:var(--muted);margin-top:64px;padding:40px 0 32px;font-size:.9rem}.footer-links{flex-wrap:wrap;gap:8px 18px;margin-bottom:16px;display:flex}.footer-links a{color:var(--muted)}.crumbs{color:var(--muted);margin:20px 0 0;font-size:.85rem}.crumbs a{color:var(--muted)}.byline{color:var(--muted);flex-wrap:wrap;gap:6px 14px;margin-bottom:20px;font-size:.88rem;display:flex}.byline strong{color:var(--text)}.lede{color:var(--muted);max-width:740px;font-size:1.12rem}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px}.grid{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px;display:grid}.card h3{margin-top:0}a.card.stretched{color:inherit;text-decoration:none;display:block}a.card.stretched:hover{border-color:var(--brand)}a.card.stretched h3{color:var(--brand)}.tag{background:var(--brand-soft);color:var(--brand-ink);border-radius:99px;padding:2px 8px;font-size:.75rem;font-weight:600;display:inline-block}.callout{border-left:4px solid var(--brand);background:var(--brand-soft);border-radius:0 var(--radius) var(--radius) 0;margin:1.5em 0;padding:14px 18px}.callout.warn{border-color:var(--accent);background:var(--warn-soft)}.callout p:last-child{margin-bottom:0}.calc{grid-template-columns:1fr;gap:20px;margin:8px 0 32px;display:grid}@media (width>=900px){.calc{grid-template-columns:1fr 1fr;align-items:start}}.calc form{gap:14px;display:grid}.field label{margin-bottom:4px;font-size:.92rem;font-weight:600;display:block}.field .hint{color:var(--muted);margin-top:3px;font-size:.8rem}.field input,.field select{width:100%;font:inherit;border:1px solid var(--border);background:var(--bg);color:var(--text);border-radius:8px;padding:10px 12px;font-size:1rem}.field input:focus,.field select:focus{outline:2px solid var(--brand);outline-offset:1px}.row-2{grid-template-columns:1fr 1fr;gap:12px;display:grid}.money{position:relative}.money:before{content:"$";color:var(--muted);position:absolute;top:50%;left:12px;transform:translateY(-50%)}.money input{padding-left:24px}details.advanced{border:1px dashed var(--border);border-radius:8px;padding:10px 14px}details.advanced summary{cursor:pointer;font-size:.92rem;font-weight:600}details.advanced[open] summary{margin-bottom:12px}details.advanced .field+.field{margin-top:12px}.check{align-items:flex-start;gap:8px;font-size:.9rem;display:flex}.check input{margin-top:5px}.result-hero{text-align:center;border-bottom:1px solid var(--border);margin-bottom:12px;padding:8px 0 16px}.result-hero .big{color:var(--brand);font-size:2.6rem;font-weight:800;line-height:1.1}.result-hero .sub{color:var(--muted);font-size:.92rem}.kpis{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:14px;display:grid}.kpi{background:var(--surface-2);border-radius:8px;padding:10px 12px}.kpi .v{font-size:1.15rem;font-weight:700}.kpi .l{color:var(--muted);font-size:.78rem}.breakdown{margin:0;font-size:.9rem}.breakdown td:last-child{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.breakdown tr.sub td:first-child{color:var(--muted);padding-left:1.6em}.breakdown tr.total td{border-top:2px solid var(--text);font-weight:700}.note{color:var(--muted);margin-top:10px;font-size:.82rem}.state-note{margin-top:8px;font-size:.85rem}.faq details{border-bottom:1px solid var(--border);padding:12px 0}.faq summary{cursor:pointer;font-weight:600}.faq details p{margin:10px 0 0}.hero{padding:48px 0 24px}.hero p{color:var(--muted);max-width:640px;font-size:1.15rem}.btn{background:var(--brand);color:#fff;border-radius:10px;padding:12px 22px;font-weight:600;text-decoration:none;display:inline-block}.btn:hover{color:#fff;filter:brightness(1.08)}@media (prefers-color-scheme:dark){.btn,.btn:hover{color:#0c1a12}}.author-box{align-items:flex-start;gap:16px;margin-top:40px;display:flex}.avatar{background:var(--brand);color:#fff;border-radius:50%;flex:none;place-items:center;width:56px;height:56px;font-size:1.2rem;font-weight:800;display:grid}.sources{font-size:.88rem}.sources li{word-break:break-word}
